Do duvets sometimes come with their own inserts?
Question:And can duvets be substituted as a comforter?
Answers:
Yes to both questions. The duvet covers would need a comforter inside them, however.
if u'r not looking for a thick cover but something of design or color u could use u'r blanket as well to put inside instead of a comforter that u want to chg or an old one. I've seen ppl. use them w/o anything in them but that kinda defeats the purpose of what they r used for. but whatever floats u'r boat.
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